Reader’s Question:

I am a new entrepreneur from Florida and I have just invested on a business venture which I want to insure. Can you present possible options for my particular concern? I appreciate your kind attention !

Jason

Miami, FL

Congratulations Jason! I am happy to assist you in this aspect of your business.
Definitely, you can protect your business through commercial insurance, in the same way that your health, car and personal safety are protected by health and auto insurances in Miami.

The most common commercial insurances from which you can choose are: property commercial insurance, liability commercial insurance, and worker’s compensation commercial insurance. These types of insurance essentially cover the damages to your business property, liability to third parties, and your workers from on-the-job injuries and accidents. You can also add some specialized coverage on your insurance depending on the type of business you are engaged in.

Losses and damages real or personal property by fire for example is paid for by property commercial insurance. Other additional coverage can also be added on this policy.

Liability to third parties like injuries caused by your company’s operations in Miami Florida FL is covered by liability insurance. In case your company is sued for personal injuries or property damage, the cost is shouldered by your policy.

Workers’ compensation commercial insurance cover accidents or injuries incurred in the discharge job. Some states require business owners to secure worker’s compensation insurance, see if laws there require it.

The features cited are basically covered by commercial insurance, but you can find many variations for business insurance in Miami Type your zip code on the space provided on this page and choose from the free quotes provided online.

Good luck with your new venture in Miami!