Reader’s Question:

My friends keep complaining about not having enough time to pick up their clothes at the dry cleaners. That’s why I’m considering investing on a business that offers Cleaning coupled with delivery services here in Brooklyn New York NY. I don’t think it’s such a risky business – do you think I should still get a business insurance?

Joshua

Brooklyn New York NY

Hi there Joshua! That’s an excellent idea! Sad to say, I’m one of those people who usually forgets to pick up her drycleaning. Sometimes, I get too engrossed in work or I get too busy at home. A laundromat that offers delivery service would be really convenient. I wouldn’t mind one that offers pick-up services as well!

Well, Joshua, I do get your point that it doesn’t seem like such a risky business – but you might want to get commercial insurance anyway. The point of commercial insurance is to be able to provide some level of security against the unknown, hedge your risks, so to speak. Remember, you do have some expensive equipment like the heavy-duty washing machines and driers plus the property, of course. Some insurers in Brooklyn New York NY offer commercial property coverage as well as coverage for property loss. What if there’s a fire or break-in or electrical malfunction? I would assume that you would prefer to be prepared to handle that eventuality.

It all factors into your overhead, of course, so you might want to check the cost of available commercial insurance in Brooklyn New York NY. Just key in your zip code on the form on this site and you can get some free quotes to help you assess the range of required premiums. Is that not a really convenient service? Remind yourself – what have you got to lose anyway?