Reader’s Question: I import sea salt from the Philippines for sale to high-end restaurants here in Miami, Florida. It’s a hit because of the high quality salt crystals and unique flavour it brings to a dish. However, I worry a lot about the shipping process because this type of salt requires special handling. Is there [...]

Reader’s Question: I’ve heard of someone suing a famous fast food chain just because the coffee was too hot and they forgot to put up a sign that said so. I’m planning to set up a coffee shop here in New York, NY but am afraid something along that line could happen to me – [...]

Reader’s Question: My friends keep complaining about not having enough time to pick up their clothes at the dry cleaners. That’s why I’m considering investing on a business that offers Cleaning coupled with delivery services here in Brooklyn New York NY. I don’t think it’s such a risky business – do you think I should [...]

Reader’s Question: I worked as a structural design engineer in Sydney Australia for twenty years and have finally decided to retire and go back home to Garland Texas TX. Now, I’m thinking of setting up my own structural design company, beginning with the purchase of nice offices, CADD equipment and heavy-duty blueprinting equipment downtown – [...]

Reader’s Question: I just came from an absolutely wonderful vacation in the Philippines where I discovered a group of extremely talented wood carvers in Paete Laguna. I was thinking of buying and selling these wood carvings here in Peoria Illinois IL as a legitimate business but am anxious about the large investments I am about [...]

Reader’s Question: Currently I am investing here in North Las Vegas Nevada NV. My clothing business has just started and I’m planning to get a protection for it. But I am not sure if there such a thing, Is there any insurance product that will suit to my needs? Erik North Las Vegas, NV Wow! [...]

Reader’s Question: I am a new entrepreneur from Florida and I have just invested on a business venture which I want to insure. Can you present possible options for my particular concern? I appreciate your kind attention ! Jason Miami, FL Congratulations Jason! I am happy to assist you in this aspect of your business. [...]

Reader’s Question: Hi! We’re currently constructing a building here in Evansville Indiana IN and I’m worried about what will happen if it crumbles while being constructed. Is there any commercial insurance I can get for this? Alain Evansville, IN Hi there Alain! That’s a great question, and I can assure you that you can get [...]

Reader’s Question: Hi there, I have a store here in Scottsdale Arizona AZ and I’m worried because one other store here was sued because a customer’s kid slipped on the store’s wet floor. The issue affected the operation of the store because they had to pay a huge amount of money. Are there certain insurance [...]

Reader’s Question: Hi! I have a new business here in Anderson Indiana and I’ve been told to get commercial insurance for it. Why should I do that? And what kind of insurance should I get? Jim Anderson, IN Hi there Jim! Congratulations on your new business in Indiana. Of course when we have something that [...]